We consider ourselves in the "Ministry of Money." This statement is not a play on words. Our clients entrust us with their money and investment well-being. This is more than a 9 to 5 job.
Our clients trust us with the handling of their most pressing financial challenges and can expect a personalized plan for their future.
Our clients depend on us as their financial guardian in a confusing economic environment. We act in your best interest regarding your financial and investment objectives.
There are rights and responsibilities - on both sides of a good relationship.
Our Principles
Our principles are modeled on numerous, well-respected organizations' best practices of standards and ethics.
We discover and explore each client's Objectives, Priorities and Values, putting our client's needs first.
We follow The Six Step Financial Planning Process and write the Investment Policy Statement.
We manage near-term and long-term risk.
We control the costs associated with inflation, taxes and expenses.
These words are our bond: transparency, trust, loyalty, due diligence, fair dealing, ethics, patience, personalization, team-work, competency.
Our Client Bill of Rights and Responsibilities
To our clients, the Chestnut Investment Advisory team will:
Behave as a fiduciary within the scope of our engagement.
Behave as a suitable advisor, covering the Financial Industry Regulatory Association's codes.
The client will:
Employ and retain the services of an advisor who can apply the special area(s) of financial and investment expertise specified by the client's needs.
Work with a person, and company, who listens to (and hears) all of my challenges, needs and concerns, and who responds to me in writing so that I can confirm that I have been correctly understood. They will deliver information at a level that I can understand and at which I can be comfortable.
Work with an advisor who assists me in setting priorities across the board and suggests ways to organize an efficient plan that is integrated, intentional and looking to the future.
Deal with a person who clarifies the advantages and disadvantages, relative to my specific situation, of all monetary, investment and risk management options.
Expect performance relative to the agreed upon plan, with no guarantees, but striving to enhance my overall financial well-being and comfort.
Foster a long-term relationship with an advisor who cares about my money and investments as much as if I were handling them myself.
Deal with a financial advisor who completes their professional and educational requirements, operates with a code of ethics, and has the experience and competence to serve my needs; a Certified Financial Practioner, Certified Management Consultant and Accredited Investment Fiduciary.