We consider ourselves in the "Ministry of Money." This statement is not a play on words. Our clients entrust us with their money and investment well-being. This is more than a 9 to 5 job.
Our clients trust us with the handling of their most pressing financial challenges and can expect a personalized plan for their future.
Our clients depend on us as their financial guardian in a confusing economic environment. We act as fiduciaries regarding their fiscal objectives.
There are rights and responsibilities - on both sides of a good relationship.
Our principles are modeled on numerous, well-respected organizations best practices of standards and ethics.
- Discover and explore each client's Objectives, Priorities, And Values; putting our client's needs first.
- To follow The Six Step Financial Planning Process and write The Investment Policy Statement.
- Manage near and long-term risk
- Control costs associated with inflation, taxes, and expenses
These words are our bond: transparency, trust, loyalty, due diligence, fair dealing, ethics, patience, personalization, team-work, competency.
Our Client Bill of Rights:
~ To behave as a fiduciary within the scope of our engagement.
~ To behave as a suitable advisorcovering Financial Industry Regulatory Association's codes.
~ To employ and retain the services of an advisor who can apply the special area/s of financial and/or invest expertise as specified by the client's needs
~ To work with a person, and company, who listens to (and hears) all of my challenges, needs and concerns, and who responds to me in writing so that I can confirm that I have been correctly understood. They will deliver information at a level that I can understand and at which I can be comfortable.
~ To work with an advisor who assists me in setting priorities across the board and suggests ways to organize an efficient plan that is integrated, intentional and looking to the future.
~ To deal with a person who clarifies the advantages and disadvantages, relative to my specific situation, of all monetary, investment and risk management options.
~ To expect performance relative to the agreed upon plan, with no guarantees, but striving to enhance my overall financial well-being and comfort.
~ To foster a long-term relationship with an advisor who cares about my money and investments as much as if I were handling them myself.
~ To deal with a financial advisor who completes their professional and educational requirements, operates with a code of ethics, and has the experience and competence to serve my needs; a Certified Financial Practioner, Certified Management Consultant and Accredited Investment Fiduciary.